IBA Housing Loan

Before you begin

Please read and confirm you understand the eligibility requirements for an IBA housing loan below

At least one applicant must be an Australian citizen or permanent resident

At least one applicant must be an Aboriginal and/or Torres Strait Islander and declare that they:

  • are of Aboriginal and/or Torres Strait Islander descent
  • identify as an Aboriginal and/or Torres Strait Islander person, and
  • are recognised as such by their community

Each applicant must:

  • be at least 18 years of age
  • have the legal capacity to enter into a loan agreement 
  • not be currently bankrupt 
  • intend to live in the home 
  • not own an investment property