IBA Housing Loan

Before you begin

Please read and confirm you understand the eligibility requirements for an IBA housing loan below 

At least one applicant must be an Aboriginal and/or Torres Strait Islander and declare that they:

  • are of Aboriginal and/or Torres Strait Islander descent
  • identify as an Aboriginal and/or Torres Strait Islander person, and
  • are recognised as such by their community

 Each applicant must:

  • be at least 18 years of age
  • be an Australian citizen or permanent resident
  • have the legal capacity to enter into a loan agreement 
  • not be currently bankrupt 
  • intend to live in the home 
  • not own an investment property